What are Association CC&Rs?

CC&Rs, or Covenants, Conditions, and Restrictions, are legally binding documents that outline the rules, regulations, and expectations for homeowners living in a community governed by a Homeowners Association (HOA). These documents are typically recorded with the county and are enforceable by the HOA.

Key Features of CC&Rs:

1. Property Use and Restrictions:

  • Dictate how properties can be used, including restrictions on commercial activities or home-based businesses.
  • May include limitations on rentals or subleases.

2. Architectural Guidelines:

  • Outline rules for maintaining a uniform look in the community.
  • Specify requirements for home exteriors, landscaping, fences, and modifications.

3. Maintenance Responsibilities:

  • Detail responsibilities for maintaining individual properties and shared spaces.
  • Outline who is responsible for repairs or replacements of common elements.

4. Behavioral Rules:

  • Regulate noise levels, pet ownership, parking, and other behaviors to promote harmonious living.

5. Membership Obligations:

  • Require all property owners within the HOA to adhere to the rules and pay dues or assessments.
  • Specify penalties for late payments or rule violations.

6. Enforcement and Penalties:

  • Grant the HOA authority to enforce rules through fines, legal actions, or liens on properties.
  • Provide a process for resolving violations or disputes.

7. Community Amenities and Usage:

  • Define how shared amenities (pools, gyms, clubhouses) can be used.
  • May include hours of operation, guest policies, and other regulations.

8. Amendments:

  • Describe how the CC&Rs can be updated or amended, often requiring a community vote.

Importance of CC&Rs:

  • Protect Property Values: By setting standards, CC&Rs aim to maintain a uniform and appealing community appearance.
  • Legal Authority: These rules have legal weight, and homeowners are bound by them when they purchase property in the HOA.
  • Community Harmony: They help establish a framework for peaceful coexistence among neighbors.


How CC&Rs Differ from By-Laws:

  • Scope: CC&Rs govern the properties and homeowners, focusing on usage, appearance, and maintenance. By-laws govern the HOA’s operations (e.g., board structure, meeting procedures).
  • Audience: CC&Rs are binding on all homeowners, while by-laws primarily guide the HOA board and its internal functions.

Homeowners should carefully review the CC&Rs before purchasing a property in an HOA, as they may significantly impact personal freedoms and financial obligations. Click here to return to the home page. Login in and review specific CC&R’s which apply to your Homeowner’s Association under the Shared Documents Tab.